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Juxa   

sayid, pre-existing condition is any known condition/cudur known to you or your family prior to you obtaining the cover, you see you must declare it otherwise your cover will be invalid. you must also declare any family history with regards to heart conditions or cancer, specially if you have preventive screening ( again for breast, ovarian etc cancer, i assume it applies to women) or prostrate cancer (for men).

 

walalow it all depends what sort of cover you getting, whatever you do, make sure you obtain life cover and name the beneficiries.

 

is it danbi by the way getting life insurances?

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Ibtisam   

^^^Yes it is, but he is getting a health insurance.

 

Sayid: They will only cover if a) You've told them before hand and they've agreed or b) It is a suprise illness, new that started within your cover time. So e.g. You cannot say 9yrs ago I fell of my Geel and I need treatment now. you have to say I fell on the stairs the day after my cover started :D

 

Read Juxa's explanation too.

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Thanks Juxa - what u don't understand is this bit where they say Unless...

unless:

 

we were given all the medical information that we asked for during your application for your current continuous period of membership, and:

we did not specifically exclude cover for the pre-existing condition on your membership certificate under Special conditions

you did not know about, or have any symptoms of, the pre-existing condition before the ‘Period of cover from’ date on the first membership certificate for your current continuous period of membership

so let say that i tell them,by ticking certain options like kidney problem blah blah - will they turn around and ask for evidence or will they just issue the crtificate and add special note that says we won't be paying for that as you already had it etc.

 

and are they allowed to see your medical file before insuring you - if you tick everything as healthy as an OX.

 

sorry to many questions - my pm is not working.

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Malika   

Adigu maa maliin kasta you have questions to ask?..Looool

 

Girls you got to charge him, nothing is for free!

 

Afternoon lovelies!

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Juxa   

sounds all too much for my liking

 

yarka if you have existing condition and specify the same, they will ask a report from your GP or the specialist who diognised you, alternatively they will ask you to be examined by their doctors if your health cover is extensive. they will only see your medical file, GP or hospital records if and when you give express written consent.

 

before you tick, read it twice.

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Malika - what is the difference between transcriptional and compositional aspects of writing???

 

Bal la soo dhaqso walaaley?? :D

 

 

P.s sorry, i didn't see ibti feedback - can either of you answer my last question - besides does any else know trust worthy international health insuras???

 

 

Malika - SOL has it is uses - other than entertainment you know.

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Juxa   

sayid waxaaga waaka dareey.

 

yes sayid aniga aqaan but as malika says i refuse to answer any more questions, i deserve xagal ciid:)

 

ps: we did answer yr questions, it is impossible to explain one paragraph, unless you wish to show us the whole letter (we need to take a peak at the condition of your health, we cant help you

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juxa - don't pay attention to Malika - she is just little green eyed cos i didn't give her any questions. :D

 

 

on serious note thanks for clarifying this things - i am felling this health insurance's health status questionaire - i wanna be sure in what i am trying to do here. before i think all this answers - most of them are all yes and no - but if you think the yes - they came with another hundred questions - so i was attempted to tick all no. this is not for me - it is for a family member in Qardho. so i have to be sure of what i am doing before i waste money.

 

as for rewards - i have kilo of Xalwo, Timir with Odkac (muqmad)and Lows - any of you ladies wanting to be suxul baruur - i'll send a half kilo on your way. :D

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Malika   

^ :D

 

Juxa, :D ,saas ala raba let him sweat abit..lol..miskiin@ Sayid,I feel bad now.

 

juxa are you a legal expert? I need to know if I can sue a 'warya' for using my name in his project aka fund raising without my knowledge?..can I sue his ***?

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Juxa   

i have xalwo ninyow, seems everyone found this to be easiest option and gives me xalwo.

 

as for the oodkac (yumyum)

 

it is good idea as a family man you put your business in order. be truthful.

 

ibti i want to know what is xaram about insurance policies and whats not.

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Juxa   

malika lool, it all depends, aniguse alle dartii kucafi baan ku dhihi lahaa. about fund raising, it would be great to do something soomaha, let me know if you have a project on the pipeline, mise sayid baan email gareeyaa, he might be reer qardhood but he is great organizer.

 

buuxo be happy, beenta waala oganayaa soonor later, marka you lucky inaadan sheegi aqoon

 

bluffing is different sheeko all together

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Malika   

Juxa,its abit fishy the way he had gone about it,hence my annoyance with the person..Lakiin I shall keep an eye on them..lol

 

buuxo, it all depends with where that 'little lie' will lead too..We are humans,and there are times one slips and lie a little to protect whatever they need to protect,either be their ego,image etc..

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