Why can't money and [Halimos] get along?

[Valenteenah.]

Bishaaro: What makes you think I will want your friendship if I was lucky enough to win? Share kulahaa. As if.

[Legend of Zu]

^^^LoooL you lost a possible freindship before you won! he he he . . . then again her friendship was conditional..wasn't it?

But I tell you this...Legend is offering his services If you win

 

Cheers

[Nephissa]

Naa wax ma kuu sheegaa? Allah kuuma sahlo!! AMIIIIN, AAMIIN. :mad:

[Valenteenah.]

^ Ma anaan garan. Naa iga hor dhaqaaji wajiga foosha xun.

 

 

Zu, u can stuff your services as well. :rolleyes:

 

 

<--Leaves the thread with a bad taste in her mouth. *Must find better people to hang out with* :mad:

[Socod_badne]

Looooooool!

 

Why is everyone begging Ahura? Lol!

 

Isn't it apparent she's actively proselytizing misanthropist?

 

Ahura, if you do win, please consider donating to my: Big Tobacco Firms defense fund. You prolly are aware the crushing financial toll on Tobaco firms by all the lawsuits filed against them. So me and other concerned citizens are trying to ameliorate the skyrocketing defense costs incurred by these benevolent gentle giants, helping a bit with the financial burden.

[Castro]

Ahura iyo Bishaaro caught a bad case of biciidkaan dili doono.

 

As was the original intent of the thread, women have 2:1 odds (50% chance) of ending up divorced and without a sole bread winner in the household. The moral of that statistic is you are best advised to make sure that something other than a husband (who might die, get disabled or flee to a younger woman) would provide for you in case things don't go as planned.

 

Quite a simple concept really. May none of you be ever be faced with this but if it happens, you will have hopefully heeded this advice and acted accordingly.

 

Edited to add: Taking out a life insurance policy on your spouse (even without his knowledge) is a good idea. In fact, both husband and wife should have a policy of some sort.

[Legend of Zu]

Originally posted by Ahura:

Zu

, u can stuff your services as well. :rolleyes:

I know what that means Subtle messages..Smart..Love it ..love it

 

Cheers

[Sayyid]

Originally by Castro: Taking out a life insurance policy on your spouse (even without his knowledge) is a good idea. In fact, both husband and wife should have a policy of some sort.

 

I don't think so! Because is a form of "riba". Taking such precautions is highly unrecommendable.

[Castro]

^ Not if the contract is done right. There's no blanket insurance-is-haram fatwa. If you have it, let me know. Thanks.

[Sayyid]

^What do you mean "if the contract is done rightly", could use please reflect and expand on that statement?

[Legend of Zu]

^^^ Sxb, Insurance is not Riba..get it right!

 

Cheers

[Castro]

Originally posted by Say(y)id Qutb:

^What do you mean "if the contract is done rightly", could use please reflect and expand on that statement?

This is not a thread about Insurance is (or is not) riba. Please, go and find out for yourself. In fact, everyone should.

[Sayyid]

This is not a thread about Insurance is (or is not) riba. Please, go and find out for yourself. In fact, everyone should.

 

I agree with you. Everyone should find out for themselves afterall it is their relgious duty!

[Sayyid]

However just to make it clear and easy for me and the rest of "us" in here that aren't that read in islamic sharia law, here is a little insight about "insurances", whether life or personal possession or wealth insurance or any kind of insurance for that matter!

 

Praise be to Allaah.

 

1)All kinds of commercial insurance are clearly and undoubtedly ribaa (interest/usury). Insurance is the sale of money for money, of a greater or lesser amount, with a delay in one of the payments. It involves riba al-fadl (interest-based transaction) and riba al-nas’ (interest to be charged if payment is delayed beyond the due date), because the insurance companies take people’s money and promise to pay them more or less money when a specific accident against which insurance has been taken out happens. This is riba, and riba is forbidden in the Qur’aan, in many aayaat.

 

2)All kinds of commercial insurance are based on nothing but gambling which is haraam according to the Qur’aan:

 

“O you who believe! Intoxicants (all kinds of alcoholic drinks), and gambling, and Al-Ansaab (stone altars for sacrifice to idols etc.) and Al-Azlaam (arrows for seeking luck or decision) are an abomination of Shaytaan’s (Satan’s) handiwork. So avoid (strictly all) that (abomination) in order that you may be successful†(al-Maa’idah 5:90 – interpretation of the meaning).

 

All kinds of insurance are kinds of playing with chances. They tell you, Pay this much money, then if this happens to you we will give you this much. This is pure gambling. Insisting on differentiating between insurance and gambling is pure stubbornness that is unacceptable to any sound mind. The insurance companies themselves admit that insurance is gambling.

 

3)All kinds of insurance are forms of uncertainty, and transactions which involve uncertainty are forbidden according to many saheeh ahaadeeth, such as the hadeeth narrated by Abu Hurayrah (may Allaah be pleased with him):

 

“The Messenger of Allaah (peace and blessings of Allaah be upon him) forbade transactions determined by throwing a stone and transactions which involved some uncertainty.†(Narrated by Muslim).

 

[“Transactions determined by throwing a stone†– this was a type of transaction that was prevalent in the markets of pre-Islamic Arabia, whereby a stone was thrown by either the buyer or the seller, and whatever it touched, its transaction became binding. “Transactions which involved some uncertainty†– is a transaction in which there is no guarantee that the seller can deliver the goods for which he receives payment. Footnotes from the translation of Saheeh Muslim. (Translator)].

 

All forms of commercial insurance are based on uncertainty of the most extreme kind. Insurance companies and those who sell insurance refuse to insure cases except where there is clear uncertainty in whether or not the condition being insured against will happen or not. In other words, the condition being insured against must have a possibility of happening or not happening (as opposed to, for example, someone who has a pre-existing condition, such as a person who is on death row applying for life insurance--translator.) Moreover, this transaction involves something uncertain, which is when an accident will happen and the extent of the damage caused. Hence insurance combines three kinds of extreme uncertainty.

 

4)All kinds of commercial insurance consume people’s wealth unjustly, which is haraam according to the Qur’aan:

 

“O you who believe! Eat not up your property among yourselves unjustly†(al-Nisaa’ 4:29 – interpretation of the meaning).

 

All forms of commercial insurance are fraudulent transactions aimed at consuming people’s wealth unjustly. The precise statistics calculated by one of the German experts state that what people get back of what has been taken from them is no more than 2.9%.

 

Insurance is an immense loss for the nation, and there is no evidence or excuse to be found in the actions of the kuffaar who have lost the ties of kinship and friendship and are therefore forced to resort to insurance, which they hate as much as they hate death.

 

These are only some of the violations of sharee’ah which insurance is essentially based upon. There are numerous other violations which we do not have room to mention here, and there is no need to do so, because just one of the violations which we have mentioned above is sufficient to make insurance one of the things which is most prohibited in the sharee’ah of Allaah.

 

It is a shame that some people are deceived by the ways in which the insurance companies make insurance attractive and confuse them by calling it “co-operative†or “mutual support†or “Islamicâ€, or other names which do not change the unjust nature of insurance in the slightest.

 

The insurance companies’ claim that the ‘ulamaa’ have issued fatwaas stating that so-called “co-operative insurance†is halaal, is a lie. The reason for this confusion is that some insurance companies approached the ‘ulamaa’ with a deceitful set-up which has nothing to do with any kind of insurance, but they said that it was a kind of insurance which they called “co-operative insurance†(to make it sound attractive and to confuse the people). They said that it was purely in the nature of a donation, and that it was a kind of the co-operation enjoined by Allaah in the aayah (interpretation of the meaning): “Help you one another in Al-Birr and At-Taqwa (virtue, righteousness and piety)…†(al-Maa’idah 5:2), and that the aim was to co-operate in alleviating the overwhelming disasters that may befall people. But in fact what they called co-operative insurance was just like any other kind of insurance; the only difference was in the way in which it was set up, not in its essential nature. It was far from being any kind of simple donation or co-operation in righteousness and piety; in fact it is a kind of co-operation in sin and transgression. It was not aimed at helping to relieve the distress of calamities, but at depriving people of their wealth by unjust means, which is absolutely haraam, as are other kinds of insurance. Hence what they proposed to the ‘ulamaa’ is not even insurance at all.

 

With regard to the claim made by some, that part of the premium (money paid to the insurer) is returned, this does not change anything and does not free insurance from the taint of ribaa, gambling, transactions based on uncertainty, unjust consumption of people’s wealth and going against the principle of trusting in Allaah (tawakkul), and other kinds of haraam actions. Insurance is deceit and confusion. Anyone who wishes to learn more should refer to the essay al-Ta’meen wa Ahkaamuhu (Insurance and its rulings). I call on every Muslim who has pride in his religion and whose hopes are focused on Allaah and the Last Day to fear Allaah and to avoid all kinds of insurance, no matter how attractive their proponents make them, for they are undoubtedly forbidden. In this manner he will protect his religion and his wealth, and he will be blessed with security from the Owner of security, may He be exalted.

 

May Allaah help me and you to have insight into matters of religion and to do that which is pleasing to the Lord of the Worlds.

 

Source of Islamic ruling on insurance.

[Castro]

By asking you and others to go find out for themselves, I didn't mean you'd post your own private and favorite fatwa on here, saaxib. I ask you again to provide a link to this fatwa (among all the others that exist out there). Better yet, start a new thread that discusses insurance and its permissibility in Islam. I promise I'll drop by.