Suldaanka

Shirkadda Telesom introduces Waafi App (iOS/Android) with NFC payment chip

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The App will also feature a market where merchants will list their products and customers will buy using either Zaad/Bank Account.

Telesom already had exchange market in its Zaad service where you can exchange Somaliland Shillings to USD from a list of available Money Exchangers with different rates. 

https://www.youtube.com/watch?v=Bk-7pYWyMs4

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Microsoft Founder Bill Gates takes Somaliland/Telesom as an example of digitized economy where digital money now accounts more than 75% of business transactions in the country.

https://www.youtube.com/watch?v=azAebCFoJ80

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