Saalax

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Everything posted by Saalax

  1. ^^^^^ And they have my support the day they name Dhoobley - Goobti Godane and Kismaayo as - Kurkistan.
  2. Regulation and Social Responsibility: A Must If Somaliland Is To Have A Stable Economy Hargeisa, 16 May 2009 (Somalilandpress) – The arrival of BCIMR commercial bank in Somaliland is a great indicator of how fast the region is progressing economically, socially and politically as a bank that is a subsidiary of a major international banking organisation such as BNP-Paribas which is based in France, would not have taken the decision to open a branch that offers such a large variety of financial products and services in Hargeysa so lightly. The most important factors for any businesses to consider when investing outside their home countries are security, political stability and most importantly, the potential for growth and expansion within the new market and within Somaliland, BCIMR has found all of these. Despite, the widespread poverty within Somaliland, what is clear is that not only is their peace but that peace itself is what the citizens of the nation value most and hence there is very little risk of their investment being wasted. Somaliland has also enjoyed political stability for over a decade now and this is best illustrated by the free and fair election that is to be held this year with the two main opposition parties being in a better position than the current ruling UDUB party to form the next administration after the election. Furthermore, as is evident from the expansion both in size and trade of the major cities in Somaliland such as Hargeysa, Berbera, Burco and Borama, the potential for growth and expansion is not only a real possibility but it is one that is achievable within a short timescale. In the last ten years, despite the civil war in the South, Somaliland has seen an explosion of business activity in the major cities such as Hargeysa which has been strongly driven by the tourism, construction and education industry. Currently, Somaliland welcomes over a hundred thousand visitors a years from Europe, the Middle East and North America who all come to spend their summer holidays in the country. The construction and education sectors success and growth is evident in the large number of private schools and higher education providers that exist and the reconstruction of the major roads, towns, hospital and privately owned homes that line the streets of most major towns. It is this very boom that has attracted BCIMR Bank to Hargeysa and whilst it is a sign of progress and prosperity, the government of Somaliland must be warned in advance that if unregulated what can now be perceived as progress could easily turn into an economic disaster. In order to avoid this disaster banking and lending practices must be regulated thoroughly to ensure that the consumers not only get value for money but also a service that is solidly trustworthy unlike the ponzi scheme that conned hardworking investors and savers in Hargeysa out of, what for some, were their life savings. In line with Lord Turner’s (of the UK) recommendations, the government of Somaliland must ensure that BCIMR and other banking groups do not encourage risk taking on the sale of exotic financial products by offering large commissions and incentives to bankers who sell these products to the public and that these same banks actually put aside reserve capital to compensate for any potential loss on their investment so that the government does not become burdened with the expensive task of bailing them out like in the USA and UK. The government should also encourage competition within the market so as to make the market more consumer led than it been dominated by a few large corporation who have a monopoly within the banking sector and as a result heavily influence the policymaking process which would bring Parliamentary sovereignty in Somaliland into question. There are many effective methods of regulating banks and general business activities but what is crucial is that this should be carried out by an impartial and well qualified agency staffed by professionals and academics with experience from the same sector. Furthermore, a select committee of MP’s should be set up to scrutinise banking and business rules and practices within the region so as to ensure that the corporations such as BCIMR remain accountable to the public and are governed in a way that best represents their interests as well as that of their customers. The entire G20 Summit in East London was an excellent illustration of what the ramifications would be if the markets are not well regulated because despite the fancy rhetoric and the utopian like promises, the entire summit was called to discuss ways of getting back to banking basics and formulating regulation methods that would ensure that the financial system would not collapse again in the future. The Western style economic models that are encouraged by the developed world in Africa are risky and these are not risks they insure them against in case they go wrong. The lesson to learn from the G20 summit is that the Anglo-American economic model breeds greed and should be discouraged and based on this, it is better for Somaliland to start with strong economic foundations by creating a system whereby good regulation is standard practice so as to insure itself and its people against the greed of a few which in the banking circles is known as “investments.” In conjunction with regulation the government must encourage and to some extent, enforce social responsibility upon businesses that operate in Somaliland by creating clear and fair business tax structures which they can enforce for the greater good of the wider, poorer population. Just like in the West, in Africa a small percentage of businesses and wealthy families control over 95% of the wealth and Somaliland is no exception. The business taxes that are collected should be used to invest in public policy ideas in the key areas of education, job creation, healthcare, housing and other social endeavours that are desperately needed in the country. It would be wrong to suggest that this system of taxation does not exist in Somaliland because it does, but the issue is that collected taxes rarely reaches the people and the social development goals it is aimed at assisting. As a result of corruption, much of the meager collected business taxes are spent before it even reaches the treasury and when it does come as far as the treasury, it disappears in to the government executive’s pockets or expenses. Arguably, the Somaliland government must first tackle its own in the area of corruption before it enforces social responsibility upon businesses because business are unlikely to pay taxes if they can avoid it through bribing government officials. The fact is that businesses hate regulation and taxation and would do anything to avoid both. In most of the developed world they hold the governments to ransom by threatening to invest in other countries that have less or none of both of the things they are running away from but unlike in these developed countries, the majority of companies that have invested or invest in Somaliland are Somali owned such as Dahabshiil, Daallo airlines and Rays Hotel. This means that the Somaliland government does not need to fear these businesses leaving and finding a better business climate because the majority of their clientele are in Somaliland and they have nowhere to go to hide from the taxation. In fact if they could have found a better business environment for themselves they would have relocated many years ago, but the fact is that they cannot and because of this the government must be brave enough to stand up to them and enforce their obligation to pay the taxes they owe to the country and its people, which they in turn should use to invest in the services that are most needed by the people. The government should also be looking at other ways of making businesses socially responsible such as creating employment for the population and where this does occur, or is already happening, it should work towards creating a minimum wage which the businesses can afford to pay without upsetting the flow of business. Regulation and taxation are a must if there is to be stability and growth in Somaliland and if the government is brave enough to stand up to businesses in both areas then it will enjoy a successful working relationship where they are equals as opposed to slave and master. The government of Somaliland should never encourage profit before people and should avoid creating and nurturing a Wild West economy run by business fat cats who inflate prices and restrict supplies to create personal profits. The government is challenged instead, to create a business environment that is both profitable economically for businesses and socially for the public it has been elected to serve. It will not be an easy task as greed is impossible to regulate but banking practices are not and this is where the government must take the initiative and lead the economic policy of the country rather than leaving it to the banks and businesses who the public distrust more than them.
  3. what on earth were those Xildhibaans doing out in jigjiga , why didn't they stay in their little two blocks in mogadishu ? they were safer there.
  4. loooool@ samatar being a victim , i am not surprised afterall it's radiowalaan.com
  5. Telesom unveils solar-powered mobile system in Somaliland HARGEISA, (Somalilandpress) — Telesom, one of the major telecommication carriers in Somaliland announced on Thursday the launch of the first environment-friendly and cost-effective solar-powered mobile system in the country. Mohamed *****, Marketing Director, Telesom Consumer said, Telesom was translating consumer demands based on the fact that 80% of the people in Somaliland are pastoral communities who live without electricity or live in areas with unreliable access to power. He added that Telesom wanted all people to stay connected in all areas of life and that nomadic groups were aware of the ticking time-bomb that comes with their lifestyle. Mr Mohamed cited, many nomads were already using their services but discovered some flaws in the system such as unable to recharge batteries. Mr Mohamed said, they were the first company to unveil this services in the country and the system was custom made for them by an international firm. Mohamed said that the mobile came at a fixed price of $30 US-dollars. The company has already given out 25 mobile phones for trials and said so far it Farah Sugal, Innovation Director (regional), said Telesom already had huge customers in the rural area but many were frustrated because they would often send their mobiles to big towns just to recharge. He said the process would often take days and some times weeks, and this was a huge problem to the network. This is not the first time Telesom has unveiled new system to the country, in 2009, it launched the ‘ZAAD‘ services – mobile banking, making it the first African fully owned company to do so and the fifth in the world after Smart, MTN, Vodafone and Zain. ZAAD services also includes mobile remittance – an important lifeline for millions of Somalis in East Africa. Telesom was recently invited to the Summit of the African Union (AU) on the theme; ‘Information and Communication Technologies in Africa: Prospects and Challenges for Development’ in the Ethiopian capital. Telesom show cased their services and products such as SMS, mobile banking and others that they have deployed in this unrecognized Somaliland. Telesom is one of the leading and most respected names in Somaliland which not only continues to bring innovation and connect this unrecognized republic but also contribute to the development of the community. Telesom funds many of the leading high learning institutions in the country as well as underprivilege students, funds and sponsors social events and brings awareness. They also contribute to the rehabilitation of roads and are currently the main investor of Borama-Dilla highway. There is no official telecommunication regulatory body in Somaliland but all operators cooperate with Somaliland Telecom Operators Association where they agree on fixed prices and provide the information to the Ministry of Information. The main telecommunication competitors in the country are Telcom, Telesom, Somtel, Africa Online (internet), Soltelc and NationLink. Fierce competition among the operators has driven consumer costs down for instance an international mobile call is as low as $0.30 per minute or less, six times lower than most African states.
  6. Isha Baydhabo ama Isha Borama. on a serious note though whats up with all this arabic names why did they changed the original somali neighbourhood names, this guys are eliminating anything somali related, if al shabab keeps ruling the south they might aswell change Baydhabo name to Pushtun city .
  7. I am glad she is safe, horta whats up with kids being bought from puntland recently ? and last time it was that sri lankan guy and the 10 year old girl? the puntland government should establish child protection agencies.
  8. Originally posted by Naxar Nugaaleed: as long as you silly waqoye galbet people keep referring to sanaag as sanaag bari, there is no hope for Somaliland in that region, In the same breath, you hope to marginalize the people of sanaag and justify the expansionist and clannish elements among your people and lay claim to the people of sanaag as one of your own. its one or the other, it can not be both silly people... who is refering to sanaag as sanaag -bari? sxb the people of Badhan chose to be called Sanaag bari if they want to isolate themsefls then let it be.
  9. Originally posted by Kool_Kat: Eastern Sanaag walaa Western Sanaag ma'ehee, just when the hell is this so called election taking place? Waanba daalnay sidii loo dhahaayay dib baa loo dhigay, agah! Riyoole tuu soo wado iyo Recognitionkaan labaatanka sano laga daba ordaayay teebaa weyn? walal the election will happen when the time is ready so is the Koomiishanka Dooroshada.
  10. ^^^ sxb i know alot about those places i have seen it for myself and i have talked to the locals especially bosaso , and i have also seen many of the shop owners they have guns stored in their shops to defend themselfs from theifs , the same with Galckayo, actually Galckayo is alot worse in security terms.
  11. ^^^ they do in a city like bosaso ama Galckayo since robbery and theifs is more common and knowing the police can't provide full protection everybody has a gun in their houses and shops.
  12. whats up with the connection between Athiests and Somali galbeed, could it be the Oromos introduced it since some believe in Waafaqiina iyo waxas?
  13. Interesting good to see the far corner of sanaag have finally came to their senses and joined their other sanaag brothers.
  14. Xudeedi , Nacnacda iska dhaaf sxb all of Ceerigaabo is controlled by somaliland - Ceerigaabo Mayor Haji Ismaaciil Nur and his boys and if your not happy about that pick up your gun , you will be shown the karbash of 1992-1993 again all the way to dhahar know your place son, as for Dar Es salam aka Yufleh is controlled by somaliland niyoho orod wax so kala baro before you comment on western sanaag.
  15. the ONLF will regret about this for sure, opening another portal they can't handle.
  16. says the guy with the qabil name lool.
  17. ^^^^^ sxb it's usually ONLF since they were threatening to take action earlier on something that somaliland didn't even do let alone somaliland civilians, this is not the first time though.
  18. Telesom iyo Bandhiga Mobaylada Tamarta Cadceeda ku Shaqaynaya Hargeysa (Somalilandpress)- Shirkadda Isgaadhsiinta ee Telesom ayaa maanta soo bandhigtay adeeg cusub oo ah Mobaylada ku shaqaynaya Cadceeda. Madaxda laamaha kala duwan ee shirkada Telesom ayaa shir-jaraa’id oo ay maanta ku qabteen xaruntooda magaalada Hargeysa sharaxaad kaga bixiyay adeegan cusub ee ay soo kordhiyeen. Shirkaasi jaraa’id oo uu ugu horayn ka hadlay madaxa suuq-gaynta iyo xidhiidhka dadweynaha Maxamed ***** Cilmi ayaa waxa uu sheegay iyada oo shirkadu ka turjumayso baahida dadweynaha reer guuraaga iyo beeraalayda oo bulshadeena ah inta ugu badan 80% ay garteen inay keeneen Mobaylo ku shaqaynaya Cadceeda oo lagaga maarmayo dabkii (Charging) oo aanay suurto-gal ahayn in meelaha ay dadka reer miyiga ahi ku nool yihiin in laga helo Laydh. Waxaana uu farta ku fiiqay in adeegani yahay mid gaar u ah shirkada Telesom ayna tahay shirkadii u horaysay ee adeegan soo kordhisa, isaga oo farta ku fiiqay inay shirkad caalami ahi dalabkan gaarka ah u samaysay. Waxa kale oo uu iftiimiyay in aanay shirkadu faa’iido ka doonayn, balse ay adeegan maanta daaha ka rogtay si ay uga farxiso oo bulshada reer guuraaga ah si ay adeegyada shirkadani ka fuliso wadanka loogu wada raaxaysto isticmaalkeeda miyi iyo magaalaba. Madaxa Horumarinta Gobollada ee shirkada Telesom Faarax Sugaal ayaa isagu bandhiga adeegan casriga ah ka hadlay isaga oo tilmaamay in shirkada ay ku keliftay inay adeegan oo ku kacay lacag qadarkeedu badan yahay keento ka dib markii bulshada ku dhaqan Miyiga oo ah 80% ay cabasho mug leh ka muujiyeen dabaynta Mobile-lada oo ay dhibaato badani kala kulmi jirtay, iyaga oo magaalooyinka u soo diri jiray si loogu soo dabeeyo, ka dibna baabuurto mudo kala maqnaan jirtay, taasina ay adeegsigooda isgaadhsiineed dhibaato ku ahayd. Waxa uu tilmaamay inay fursad dahabi iyo hadyad gaar ah oo ay Telesom u soo kordhisay yahay adeega Mobayladan ku shaqaynaya tamarta Cadceeda. Waxa kale oo isna kulankaasi ka hadlay ku xigeenka Injineerka guud ee shirkada Telesom Maxamed Cali oo faahfaahin ka bixiyay qaabka ugu sahlan ee Mobayladan loo isticmaalayo. Maaha markii u horaysay ee adeeg aan hore loogu maqal wadamada Geeska Afrika ay soo kordhiso shirkada Telesom, waxaana xusid mudan in sanadkii tegay ee 2009, lagu xusuusto shirkada Telesom adeega wax lagu kala iibsado ee hana qaaday Zaad Service. Shirkada Telesom adeegyada ay bixiso ayaa shirkii dhawaan ka dhacay magaalada Addis Ababa ee xarunta wadanka Itoobiya ee wasiirka Arrimaha Dibada ee Qarada Afrika, barnaamijkii Isgaadhsiinta ee Qaarada lagu xusay in Afrika laga hirgeliyo adeegyada SMS-ka, adeegyada wax lagu kala iibsado Telefoonka iyo kuwo kale oo ay Telesom ka hir-gelisay wadanka aan weli ictiraafka helin ee Somaliland.
  19. ^^^ somalilander stands for all those who are from somaliland and consider themselfs somalilanders.
  20. ^^^^^^ Awaare north wa somalilanders side, Awaare soutkana wa dee kuwa ONLF sideka.
  21. Dajiye, where does it say Awbare? doesn't this say Awaare? somebody is mixing up the two different deegmo's.